I recently wrote about the end-game being underway for the three decade period of high average house price rises. I still remain of that view, but for now the market retains considerable strength.
There are a growing number of factors in play which suggest that while demand for housing will remain firm, we've entered the end game for the period of strong house price rises well exceeding the rate of growth in household incomes.
There’s been a lot happening here at the Squirrel garage and lots of movement in the financial world, so here’s an update on quite a few things.
There’s no doubt about it – the mortgage landscape has changed. Credit markets are tightening and rates have started to go up. So here’s the low down to help you make better decisions, whether that’s to borrow more or pay the mortgage off faster.