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22 June 2022

The housing cycle has accelerated

Independent Economist Tony Alexander gives us a breakdown of what is happening in financial markets and the housing market.

15 July 2021

Mortgage rates on the rise

The world has been printing money for several years, in anticipation of inflation and interest rates eventually rising. Neither of those happened. But the short-term has changed.

01 July 2021

The Mother of all Bubbles

We are so fixated with property that talk of any kind of bubble quickly turns the conversation to housing. I’m going somewhere else. History is a great teacher.

23 March 2020

How to manage your mortgage through the coronavirus crisis

The adage 'cash is king' is never truer than in a crisis. Cash gives you the flexibility and freedom to respond to changes. Now is a good time to have a small cash buffer in your mortgage. The thing to remember is banks don’t want you to default on your mortgage, and they have temporary options in place which are designed to support those who find themselves in financial hardship.

09 March 2020

Coronavirus (COVID-19) clickbait

In our evolving interconnected world, coronavirus has become the perfect tabloid media clickbait. It plays straight into our anxieties and fears. We are lemmings with an inherent magnetism towards mass hysteria. Let's get some perspective.

25 March 2019

March 2019 - New Zealand housing market update

Housing markets typically move in cycles – often referenced as the ‘property clock.’ Anyone with an interest in property sits around guessing what time it is. If you observed the clock over the past thirty years, it has largely worked out, but right now reading the property clock is getting harder.

30 October 2018

Storm Clouds or Fog? The New Zealand Housing and Mortgage Rate Forecast for 2019

Time to cut through the noise, try and make sense of what’s going on in the world, and explore what could happen with house prices and mortgage rates in 2019.

01 March 2017

The innovation age

As we’ve noted for some time there are some big forces in play that are increasingly changing the way our economies work. None more so than the rise of technology and in particular, robots and artificial intelligence.

18 January 2017

Inflation or deflation – the road ahead

Waiting for inflation is feeling increasingly like the quest for the Holy Grail, or as I approach 45 ‘waiting for god’. Oh, so old!

18 January 2017

The Geo-political zoo of 2017

The global economy is still in a muddle. So it’s difficult to get a clear gauge on what will happen this year. It certainly won’t be boring.

18 January 2017

January 2017 overview: Themes worth thinking about

It’s that time of the year. Media commentators are lining up to provide a “guess” (aka forecast) as to what might happen this year. Our turn.

12 October 2016

Why mortgage rates are set to increase

The Reserve Bank is still talking about low inflation and the potential for the OCR to decrease further, so how is it that in this environment mortgage rates can go up?

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